2009 Volkswagon Rabbit

Meeting Your Car Insurance Needs

No matter how careful of a driver you think you are, car accidents can happen at any time. If you don't have enough car insurance coverage, an accident can wreak havoc on your finances. If you're not sure you have enough coverage, here is a simple car insurance guide to help you decide. Car Insurance Basics Car insurance is made up of a group of policies, each of which cover you in different ways. A few common types of insurance include:Liability coverageThis policy is designed to help cover … Read More...

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Change of Plans/Link Love

Happy Friday Y'all! I don't have too much to say today, in fact lately I've been feeling a little blog fatigue. Probably just a phase. In any case, if I run out of things to say, I'll honor that feeling and just take a break. Usually something inspires me out of the blue. Saturday I was supposed to be doing an obstacle course/mud run, but at the last minute they cancelled the entire event. In fact I got word that the entire organization is shutting down, but the good news is they are … Read More...

money

15 Things to Stop Doing With Your Money

The following is a post from contributor Jenny Daniels. I'm a firm believer in taking control of your money. But at the same time, I realize that it is not easy to grasp money management skills. Most people learn good money management over time through trial and error. They make a few mistakes, they bounce back, and then resolve never to repeat past mistakes. But maybe you're still learning the best ways to manage your finances. It's not rocket science; however, this doesn’t suggest that … Read More...

What people think freelancers do all day.

Five Things Freelancers Can Do When Work is Slow, Aside from Freak Out

I think that title holds the record as the longest in the Budget and the Beach catalog. Yes! This post is written from a tongue and cheek point of view. PS, why can't I ever spell tongue correctly the first time? As I mentioned in Sunday's post, work has been SA-LOWWWW. For some reason, the less I have to do, the more I lose motivation to do absolutely anything. I find that minutes hours can go by with my hands on the keyboard, but staring blankly into space, as if I should be doing something … Read More...

The Lemonade Stand

Emotional Spending and iPad Mini Giveaway!

I'm going to start with a bold statement: We are all guilty of emotional spending. Young. Old. Men. Women. We all do it. Unfortunately, too many people are unaware of how their emotions influence their spending and the damage it can do to their finances. Our emotions, be it fear, anger, boredom or loneliness, has caused many people to pull out their credit card and spend in an attempt to cheer themselves up or because they "deserved it". My father taught me about emotional competence when I … Read More...

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Random Sunday Thoughts

I don't usually post on Sunday, but out of the blue suddenly felt the urge. This goes to show you that I rarely plan ahead with my blog. I'm a very spur of the moment kind of blogger. So here are just some random things I've been thinking about lately. Technology I was having a conversation with Kathleen from Frugal Portland, and she asked me what kind of productivity technology I use. The answer was easy: none. Well, that's not entirely true. I have a notepad that sits in front of me at … Read More...

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Five Common Budgeting Mistakes when Buying a Car

Are you saving your pennies for your first car, or thinking about upgrading your set of wheels to something new and shiny? Purchasing a car is a major decision, so it's important to weigh all aspects of car ownership carefully from sticker price to road tax. As you start to work out a budget, don't fall prey to the following common car buying mistakes. 1. Only looking at new cars. There's nothing like the thrill of driving off the lot in a brand new car, but if you're limiting your scope … Read More...