Well 2013 is about to come to a close, and I have to say overall it’s been a great year! Financially it’s definitely been my best year thanks to some bigger projects, and making an extra 10k in side income. I didn’t make the huge number that I’d hoped, but I did make almost 25k more this year than last year! Not too shabby.
This is a summary of how my year went:
When January started my goal was to take on bigger projects with better pay, instead of taking any old project for table scraps. Whether by fate or by hard work, or a little bit of both, Q1 saw some big numbers. And as far as blogging income, that all changed for the positive when I got my PR ranking from Google back in February. I’ve since gone from a 4 to a 3, but hopefully that will change back whenever they do their next ranking. I hope anyway.
I was still struggling with my shoulder issues, which had started in just the right shoulder in October 2012, then moved to both by spring. I couldn’t play any beach volleyball, so that was pretty depressing. I spent a lot of money trying to figure out what was wrong with it (there was no actual diagnosis other than frozen shoulder), and a lot of money on PT and ART (active release therapy).
In the meantime, I decided I would try to run long distances on the sand, and actually made it to 10 miles before I thought, “F this!” It was then that I started playing again and noticed the right shoulder got miraculously better. And now it doesn’t hurt at all. Unfortunately, I can’t say the same thing about my left shoulder right now, which will need some attention in the new year.
I had major car problems in the spring, starting with my car breaking down in the middle of the 405 freeway at rush hour. All in all I spent over 5k in getting my car fixed this year, which still hurts to write. Needless to say, I have a car fund started so I can buy a new (used) car within a year or two (hopefully two).
Work continued to be steady but not overwhelming during the summer months, which was welcomed after last year’s summer work drought.
I started my traveling in 2013 in June when I went home to Detroit to visit my family and friends for a couple weeks. I also attended the wedding of a really close college friend. That was the first visit in a long time where it was pretty stress free, and hanging out in the “D” for two weeks was actually pretty fun and relaxing. It gave me time to catch up with everyone without feeling rushed. It also gave me a chance to work remotely to see how easy it would be to move to a different state if I wanted to someday.
At the end of summer I went to Portland and Seattle. In Portland I visited Kathleen from Frugal Portland, and also got a chance to meet Erin from Red Debted Stepchild and Melanie from Dear Debt, along with some other people. I took the train from Portland to Seattle where I visited some friends, and went to my step brother Jason’s wedding.
In October I turned
cough forty cough three, and celebrated by having some friends over and playing charades. A couple days later I headed to St. Louis to attend Fincon13, which was amazing, and can’t wait for Fincon14 in New Orleans! I’ve never been there!
I also started a new blog in September called It Started With Lip Gloss with Michelle from The Shop My Closet Project. Although my vision was strong at first, I sort of faded away after a couple months and right now it’s on the back burner. But low and behold I started a third website called Healthy, Fit, and Frugal, which is going strong and I think that one is going to make it!
Work slowed way down in fall and had me pretty concerned. I didn’t know if the slow down would continue through the holidays like in years past…
…boy was I wrong! Worked picked up in November and got insane in December, which was one of my highest grossing months! Woot!
At the end of October I also decided I wanted to run my first half marathon. It’s something I’ve been wanting to do for a long time, but could not find the right months to commit to training. So far all is going well, with the exception of a chest cold I got a couple weeks ago which set me back about a week. No big deal. I’m determined!
Financially speaking, here is where my numbers are:
- Emergency Fund: $6955
- Vacation Fund: $954 (going to Iceland in March, which is already paid for except spending money)
- Health Care: $554 (most going towards rehabbing my left shoulder)
- Car Fund: $2925
- Contribution to Roth IRA: $3986 (but I plan to max it out in Jan)
- No debt
The numbers are part of, but do not reflect my entire net worth which I always feel a bit uncomfortable sharing.
The good news is January should be another good month income wise, which will increase my savings accounts significantly, and hopefully give me some breathing room in 2014.
Wednesday I will have my 2014 goals and financial plans.
How did 2013 turn out for you?
Image courtesy of MR LIGHTMAN at FreeDigitalPhotos.net