Here on this lil’ ol’ PF blog I’ve always tried to be as honest as I can about my life. And at times that’s far from being the perfect PF’er. This month I’ve been kind of nickel and diming myself to death and I need to reel that in.
Why I’m choosing to make certain decisions is beyond my understanding. For instance I’m over my grocery budget, but I bought two bottles of Two-Buck Chuck from Trader Joe’s. I spent the money rather mindlessly. And although my “life expenses” category is also over budget, I bought a night lotion (you know, the kind that fades dark spots-because I “need” it) even though I still have perfectly good day lotion left. Who cares if I don’t need SPF 30 when I sleep. What if there’s a fire? OK, not funny.
Other random things include buying PB2 (OMG there is a chocolate version?!?). No, that doesn’t stand for a second version of Pabst Blue Ribbon beer, but it’s actually ground peanut butter. And it’s $8…for a tiny jar! Why on earth would I spend money on that? Good question dear readers…because it has less calories because it goes through some kind of process of…oh never mind it doesn’t matter. The point is, I’ve lived without it for 43 years and I don’t need it now. “But I like it in my oatmeal….” “Shut up, Tonya! You’ll be eating cat food if you keep that whiny attitude up!”
At least my good PF self did send my last check in today to max out my Roth IRA for 2013, and I’ve been hustling like crazy this month, but still…just because this month has been good with freelance and side hustle work, doesn’t mean next month or the rest of this year will be good. It’s not to sound negative, as of course I hope it’s great and I will continue to work hard, but there are no guarantees.
I think it’s time for a good old-fashioned, live-like-you’re-a-poor-college-student money diet.
Part of my problem is I’ve been unfocused. Or at least focused on other things. But the month of February is when I carve out time to organize my taxes for my accountant. I find this process painstaking and one of the MAJOR downsides to being a freelancer, but it also is a nice little exercise in seeing just where all my money went last year. And on the plus side I’ll be too busy
being a cranky baby doing my taxes to spend money on things I don’t need.
At least I have some good judgement. I went to my doctor (that was $40 well spent-yes I’m being sarcastic) so she could ask me one or two questions before prescribing me a few sleeping pills: “Yes, I’m occasionally stressed.” “No, I won’t give any of my pills to Justin Bieber.” Great, that will be $40, plus $6 for parking. FML!
The pharmacist called me and told me that my prescription was ready but said, “hon, are you sure you want this? It’s $166.” Does she read my blog? BTW that was for 15 pills! I had a mild heart attack and called my doctor back and got the fake Ambien (#Fambien) ones for $15.*
I also came close to plopping down $10 to win a “date” with George Clooney. In case you haven’t heard, there is a raffle to be his guest at the premier of his new movie Monuments Men. The $10 is to benefit a charity which supports Satellite Sentinel Project’s efforts to deter war crimes.
Of course $10 is not that big of a deal, but since I’m been spending a lot lately on quite a few “not big deals” I figured I had to stop somewhere. That and I’m preeeeeety sure I’m not going to win. Although I think G and I would get along great because I have a sense of humor like a 12-year-old boy, and I’m guessing he does too.
So, what have YOU spent money on lately that other people would look at you like you were cra-cra?
*FYI I only wanted something in case I have trouble sleeping before the 1/2 marathon next week. I’m in fact sleeping just fine without them, but wanted a back up plan.