Oh man I said it before and I’ll say it again: June has been a doozy of a month both professional and personally (which has both its good and bad aspects).
On a growth level, this month has taught me to try and have more patience and “let more things go,” and to push past my comfort level and try new things. Some things have gone well, some…not so much.
Its also forced me to focus more on time management, and I’m learning new things through a free course I’m taking at Coursera called, Work Smarter, Not Harder: Time Management for Personal & Professional Productivity. Ironically, I haven’t made much time for the course, but I have gotten better at writing down my tasks each day, prioritizing them by difficulty and urgency, and executing them…all while fighting the urge to procrastinate, since June Gloom in LA has officially left the building.
But my finances were crap this month. Sheer crap. Budgeting was a disaster, as was spending as I bought things out of my budget, had several emergencies (seriously, now a light has gone out in my car), and seemed to have run out of every personal care product in my bathroom at the EXACT. SAME. TIME.
Per examining my six month goals the other day, I realize just how much I was
epically failing at my financial goals, while doing OK with the other ones. And since this is, like, ya know, a personal finance blog, perhaps I should get my shizz together in that area. Ya think?
Ever have those moments where you feel like you are about 5-10 days behind your life? Meaning you need that amount of time with no other commitments to just catch up on all that stuff that has fallen by the wayside. It’s the stuff I’d normally have my assistant do, but since my assistant is a cat named Pepe, and he can only type one word/hour with his fat paws, I end up having to do all that stuff on my downtime.
What I Need is a Big Regrouping Sesh
I like to say sesh because somehow I think that makes me cooler? What? I’m not? OK.
Recently, in the midst of being a scatterbrain, I somehow managed to miss paying a credit card payment for a card I had forgotten I had, for a mere $39. As a result, my credit rating dropped nearly 100 points. No bueno. Thankfully, I called the credit card company and asked them to remove it from my report, which they did, and as of today my rating is excellent again (post on that subject soon to come), but it made me realize that I need to get organized.
Here is what I need to do:
Re-organize – My friend’s son has been staying with me this month, so I crammed a lot of stuff that was spread out into fewer shelves so he could have room to put his things. I need to get all that organized again so I know exactly where everything is so I can access it with ease. Also, make a list of things I will need in the next month or two so I can hunt for coupons.
Re-visit the budget – Things have gone off the rails in this department and I need to redo my budget so my priorities are on track again with savings, and now a little debt repayment. 🙁
Make a list – Yeah, like another list (because my normal 500 lists won’t do) of all the major money sucks that might be coming up this year (like car, medical, Fincon15,
Clean out my inbox – Michelle from The Shop My Closet Project recently wrote about this. Email can end up like the game of Wac-A-Mole, where you try to delete things as they come in, but soon it gets out of control and you just can’t refile and delete quick enough.
Write a mission statement – I can’t help but think of Jerry Maguire when I hear the words “mission statement,” but I sort of need to know in writing what I want out of the rest of the year, and maybe a mid-range goal as well.
File paperwork – Nuff said.
Make an excel spreadsheet of all my credit cards – Might have my assistant Pepe do this.
Clean – Like, clean clean…like, sh*t just got real clean.
And finally in my dreamworld:
Start organizing my taxes – Buahahahahahahahahahahaha
What regrouping do you need to do in your own life? If you don’t, I kind of hate you. 🙂
PS, speaking of cats, have you seen this video? This dinosaur acts like one. Too cute!