Today I have a guest post from Aimee Pope, a financial consultant, enjoys assisting people with their financial challenges and futures. She also loves to share her insights on many finance and family websites.
Being in debt can feel like a heavy weight on your shoulders and can also have a negative impact on your mindset, meaning you might think you can’t do things like enjoying a relaxing weekend without worrying about how much it’s going to cost.
Here are some reassuring pointers to show you how to enjoy a weekend without spending money that you don’t really have spare, including a way to separate emotion from practicality, plus some creative and cheeky ways to fill your weekend with fun without worrying about cash.
Creating a debt freedom plan
One way of sorting your priorities and clearing your mind from the guilt attached with making some purchases that you might feel are not justified in your situation is to decide how badly you want to be free of debt.
Getting a loan with poor credit is always feasible but your aim has to be to try and improve your situation over time so that you have more options in the future.
A good way to do that would be to try and rank the importance of debt freedom to you and create a spending plan that allows you to work out how much you have available for spending each month and how much you have to put towards paying down debt.
Once you have worked through the numbers you will have a clearer idea of how much you can realistically afford to spend on your weekend plans. That removes any element of guilt or anxiety if you know the amount you have available and you should be able to relax more once you have the knowledge that your spending plans aren’t going to throw your debt freedom plan off track.
Sharing a meal with friends
Another great way of enjoying the same sort of weekend activities without spending too much is to think creatively and find ways to replicate the experience at a lower cost.
A good example of this would be the enjoyment of eating a meal with friends and family.
Heading to your favorite restaurant for a meal is not really an option when you are trying to claw your way out of debt but that doesn’t mean you can’t arrange to host a dinner at home and ask your guests to bring something with them like wine or a dessert.
You will have just as much fun eating great food and enjoying each other’s company but there won’t be any nervous moment asking for the check.
A spa day for a lot less money
It is always nice to pamper yourself with a spa day but the price tag is more than a bit prohibitive when you are trying to get control of your debts.
A viable alternative would be to have a spa day at home.
There are some neat money-saving tricks you can use to replicate some of the treatments you would normally pay a fortune for, such as using coffee grounds in order to enjoy a full body exfoliation experience.
Mix yourself a nice ice-cold drink and lounge around in your robe to add to the spa day vibe and you will soon feel relaxed and chilled, especially when you see how little your spa day at home has cost you.
Free fresh air and exercise
It can feel good to get some fresh air in your lungs and some exercise at the same time so why not spend some of your weekends going for a run and enjoying your neighborhood?
You can enjoy your weekend stroll or run even more when you know it is not costing you anything and the added bonus is the fact that you are burning some calories and toning your legs for free, which wouldn’t be the case if you were paying for a gym membership.
Taking frugal to a new level
If your frugality and confidence levels are up to the task there is a cheeky way to enjoy the coffee-shop experience at your local bookstore.
The tactic is to bring your own favorite brand of tea bag and collect some magazines on display or a book that you want to browse through. Ask the barista for a cup of water, slide into a corner and add your tea bag and enjoy your drink and read.
Be sure to put the magazines back in perfect condition on your way out and maybe promise to go in there at a later date and spend some money when your finances are straighter.
Latest posts by Tonya (see all)
- The Importance of Minimizing the Amount of Debt You Owe - August 10, 2017
- How Much I Saved Biking to Work - August 2, 2017
- July Rewind: Challenge Results - July 30, 2017