Up until September 2008, life was pretty easy financially. I had always been gainfully employed as a video editor, working everywhere from Ford Motor Company in Detroit where I grew up, to jobs in TV news and video games in Seattle and Los Angeles.
After Activision bought out Vivendi Games (my last full time job) in 2008, I was laid off in the worst of economic times.
At first my goal was to find full time work, but that became a no-win situation, so I decided to try and freelance full time. The problem was I had no one to show me the ropes of what it took to be a freelancer. I made every mistake imaginable. The worst was living above my means, and not having a budget to keep track of finances. I also spent more time playing beach volleyball than I did looking for work, networking, learning new skills, etc.
By the time February 2012 rolled around, I had nearly depleted my immediate savings (I never touched my 401k and investment savings), and had around 3k in debt from a brief stint taking classes for life coaching.
The day my car was towed just after Valentine’s Day that year, I knew something had to change, but not before taking trips to New York City and the Big Island of Hawaii, because I thought I deserved it. Sigh…
Starting this blog was the best decision I ever made. Not only has it kept me accountable regarding my finances, but I’ve also met the most wonderful people through this community, and even attended my first Financial Bloggers Conference in 2013. I also learned how to make income from my blog, which is an added bonus.
I’ve come a long way since my financial rock bottom (this blog & my videos even led me to a full time job as Creative Director-Video at GOBankingrates.com), and can honestly say I’m in a way better place than I used to be! My new goal is achieving Financial Independence as soon as I can!